Many consumers are under the impression there is nothing that can be done to change the information on their credit reports. Thankfully, this is not true. Federal law gives you the right to have misinformation on your credit reports corrected. You are ultimately responsible for assuring that your credit reports accurately represent your behavior as a consumer.

The Fair Credit reporting Act (FCRA) gives you the right to contact credit bureaus directly and dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable (questionable items). If the bureaus cannot verify that the information on their reports is indeed correct, then those items must be deleted.

Disputing items on your credit report should be easy, but many consumers give up before they ever see results. They don't take time to learn their relevant consumer protection rights or formulate a statute-based plan of attack, and their quest for credit justice ends in frustration. That's where Lexington Law comes in.

We have been helping our clients improve their credit since 1989. Since the inception of our company, Associated Mortgage Bankers has been helping clients improve their credit reports. Our experience in mortgage lending and simply knowing how the credit scoring system work gives you the advantage when trying to remove incorrect or misleading information from your credit report and improve your credit score.

Associated Mortgage Bankers wants to become a leader in credit report repair because we believe in our work and we're committed to our clients' success. That, combined with our knowledge and years of experience in the credit and lending field, has led to helping our client Rebuild The American Dream. 

Are you ready to take action on your credit?